UCC Unified Payment Platform — fast, secure, and seamless payments across all channels

Fast, secure and convenient payments with UCC infrastructure

Apple Pay and Google Pay integration from UCC allows businesses with websites and mobile apps to offer their customers the fastest, most secure, and most modern payment methods. The service reduces barriers to payment, increases user convenience, and significantly improves transaction success and conversion rates.

Accept online payments with plastic cards on your website and mobile app

MY PAY Internet Acquiring is a modern payment service for businesses that offer customers online payments with Visa, Mastercard and other international card systems. The service provides fast, secure and convenient payments, flexible integration (built-in payment page or redirection), compliance with PCI DSS and 3D Secure standards, as well as full transaction control and analytics — within the framework of a single integration.

Secure and reliable transactions with OTP verification

UCC's verification service ensures the security of all types of payments made from Pay-devices — from paying for services to transferring funds to individuals and legal entities. The service uses a one-time SMS code (OTP) and multi-step verification, which reduces risks, increases the reliability of transactions and fully meets high cybersecurity standards, while maintaining a simple and convenient process for the user.

Real-time financial obligation reporting and payment simplification

The UCC Notification Service provides automatic and real-time exchange of information on arrears, utility bills, patrol and parking fines between payment initiators and payment receiving organizations. Standardized and accurate data simplifies the payment process, increases payment efficiency, and improves the experience of both businesses and citizens.

Monitoring and preventing fraudulent transactions.

UCC is the official integrator of a modern anti-fraud platform in Georgia. The system analyzes transactions in real time, detects suspicious activity and prevents fraud, providing the highest level of security for banks and businesses.

Throughout UCC’s entire history, there has not been a single failure, suspicious incident, or service interruption — we guarantee 24/7 stability.

We are the largest and most experienced payment service provider in Georgia, trusted by banks, businesses, and government institutions.

UCC’s infrastructure is built to handle heavy loads, ensuring minimal delays and instant transaction processing.

The company was founded by the country’s largest banks, strengthening our stability, security, and the trust of our partners.

We offer exclusive solutions — a fraud detection system and a multi-level transaction verification system, unavailable from any other provider.

Partners consider UCC a benchmark of stability and security — we form the backbone of the country’s financial infrastructure.

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JSC "United Clearing Center" (UCC) is one of the largest and most trusted payment service providers in Georgia, serving banks, large businesses and government agencies for years.

Our goal is to make everyday payments simple, secure and stable — for both companies and millions of consumers.

UCC was founded in 2008, based on the initiative of the Government of Georgia and the National Bank, as a single center for retail payments. The initial idea was to create a single central platform that would simplify the receipt and processing of all types of retail payments from various payment channels. Today, UCC is one of the main infrastructural pillars of the country's payment ecosystem.

Our mission is to develop the Georgian payment ecosystem while adhering to high security, reliability and technological standards. We create an environment where payments are completed quickly and smoothly, data is protected, and partners rely on a stable and transparent infrastructure.

Today, UCC provides a full cycle of retail payments, integration of various payment channels on a single platform, and secure processing of high-volume transactions. Our infrastructure is trusted by Georgia's leading banks, government agencies, large companies, and millions of consumers — which gives us the responsibility to constantly develop and offer the market modern, innovative payment solutions.